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What are Your Redemption Rights in Foreclosure?

31 Aug, 2008

legal rights new york
Dave Dinkel asked:


Redemption rights in foreclosure actually only come after the homeowner’s property is lost through a foreclosure sale or action. Once the home has been lost, some states allow the homeowner the right to “reclaim” his home for varying periods.

Because of the power the banks have for foreclosing, some states decided that that homeowners should likewise have the right to reclaim their home if their personal circumstances turnaround within a given time period. The homeowner will have to petition the court for a hearing to get his home back and show “proof of funds” that he is able to repurchase his home for what is owed plus all the associated costs of the foreclosure.

Proof of funds can are either cash in the bank or a pre-approved letter from another lender that is willing to fund his buying back his home. The new lender does not have to be a bank but can be a “hard money lender” who will charge the homeowner a much higher interest rate and closing points and will only carry the loan for usually one year. These hard money lenders are called “predatory lenders” in the industry because they are looking to loan amounts that can easily be gotten back if the property is foreclosed on and sold at auction.

The homeowner who lives in one of the states that has long redemption periods, can solicit local hard money lenders or real estate investors to exercise his redemptive right if there is equity in the home that can be retrieved by fixing the property and selling it in the retail market. These are called Equity Agreements and are common in the real estate business. Equity Agreements stipulate who gets how much of the proceeds from the sale, who pays what expenses and who will be dong the work. Remember, if it isn’t in writing in the Agreement, it isn’t going to happen. If you have a question, ask an attorney before you sign anything.

Here are the states that have no redemption period: Arizona, Connecticut, Delaware, Hawaii, Illinois, Iowa, Louisiana, Massachusetts, Mississippi, Montana, New Hampshire, New York, Oklahoma, Pennsylvania, South Carolina, and Texas. While these sates have no redemption privileges, it is possible to bring legal action against the bank with regard to deficiencies in the proceeding and mortgage irregularities.

States that have one year redemptive rights include: Alabama, Idaho (either 6 or 12 months), Kansas, Kentucky, Maine, North Dakota (6 or 12 months), and Wisconsin (possibly to 12 months).

The other states vary greatly because of specific terms in the mortgage or deed of trust contracts but range from 10 days to 240 days. It is imperative that you consult with someone who is familiar with your local foreclosure laws because they vary greatly from state to state, and the sale or auction practices vary from county to county.



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3 Cases Every New York Court Reporter Would Have Loved to Transcribe

20 Aug, 2008

legal rights new york
Mark Etinger asked:


If New York court reporters can be sure about one thing, it is that their job will be different every single day. When they get the call from their court reporting service, there’s no telling whether or not they will be transcribing a run-of-the-mill estate planning hearing, or a newsworthy murder trial that will capture headlines around the world.

Here are three famous cases from the courtrooms of New York that any court reporter worth their salt would have done anything to transcribe.

Famous New York Court Cases

1. The John Gotti Trial. Testimony against the “Teflon Don” must have made for some very interesting transcribing. After years earning that nickname by dodging guilty convictions one after the other, Gotti was finally brought down by the sound of his own voice, and the testimony of his chief henchman, Sammy “The Bull” Gravano is 1992. After 13 hours of deliberation, the court reporter on this headline-making case heard the “guilty” charge on multiple counts of murder, extortion and other crimes against his fellow New Yorkers.

2. Susan B. Anthony and the right to vote. OK, the 1872 Rochester court room that held this trial was probably lacking in terms of modern amenities, but what court reporter could resist taking part in such a historic event? In this case, the world’s most famous suffragette was put on trial for voting. What was the problem? Well this was the 1870’s and women could not legally vote in this country. But when New York lawmakers put Anthony on trial in an attempt to make an example out of her, the strategy backfired - and she became a world-wide cause célèbre. Anthony would use this momentum to bring attention to her cause and eventually lead the way in getting the women the right to vote in U.S. elections.

3. The Helmsley Tax Evasion Case. Leona Helmsley may have been the “Queen of Mean”, but she and her hotel baron husband definitely met their match in 1988 when United States District Attorney Rudy Giuliani brought them up on federal charges of Tax Evasion and Extortion over a construction job gone wrong (the company did the work, the Helmsleys refused to pay). Leona would go on to serve 18 months in a Federal prison, but for the court reporters who got to hear first-hand about the decadent lifestyle the woman enjoyed - all the while treating her poorly paid employees like animals - got a memory that should last a lifetime.



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A Surprising New World Order is About to Start

19 Aug, 2008


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Personal Injury Lawyer New York City: Get yourself the Best Friend

08 Aug, 2008

legal rights new york
Hadiya Robins asked:


Life is one highly unpredictable thing. None of us know what shall happen to us the very next moment. Along with being unpredictable life also seems to be dicey and it somehow never maintains a smooth flow. At times tremendously achieving so at times it manages to fail us, but whatever happens we never stop living and neither do we lose out on life. Being the true survivors in all the senses, we all know how to deal with life. One of the most unexpected things that can strike anyone of us at any time is an accident. An accident can hit one in any form and these accidents can be physically as well emotionally devastating and especially if a third person or an organization is the cause of your accident. In this case apart from your family one best person who can support you is a personal injury lawyer New York City.



Basically when you meet with an accident as a fault of some other person or an even an organization, you have the full right to sue that person or the organization and in this case a Personal Injury Lawyer New York City can help you out to full extents. By opting for a personal injury lawyer New York City the victim and his family can be assured to get apt justice. A personal injury lawyer New York City has good amount of experience and thus can be of great help to the victim and his family. When you go in for a personal injury lawyer New York City you have to make sure that you do a proper check on the prior cases that the personal injury lawyer New York City had handled and see his success ratio.

You should also make sure that you have a clear picture of the profile of the personal injury lawyer New York City whom you will be hiring to fight the case for you. As legalities are involved the hiring party has to be clear about definite facts before they appoint a personal injury lawyer New York City. The facts that the client needs to confirm are about the basic terms and conditions that the personal injury lawyer follows like session fees to be paid, if at all required, manner of payment and other extremely small details before the personal injury lawyer New York City is confirmed.

Fighting a legal case involves a lot of studying on the part of the personal injury lawyer New York City and for this the victim and his family has to give full support to the lawyer. The victim should make sure that he gives out the entire information related to the accident that he had to face. This gives the personal injury lawyer New York City ample information to fight the case and win it on behalf of the victim and his family. Moreover the personal injury lawyer New York City not only eases out the legal aspects for you but also provides you with a helping hand and also manages to give you a moral support so that you can come out of the trauma of the accident and move ahead in life.



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Life in the New World Order - Soul Mates or Cell Mates?

07 Aug, 2008

legal rights new york
CasaZaza asked:


“The drive of the Rockefellers and their allies is to create a one-world government …. all under their control…. Do I mean conspiracy? Yes I do. I am convinced there is such a plot, international in scope, generations old in planning, and incredibly evil in intent.” - Congressman Larry P. McDonald, 1976

“Pay no attention to that man behind the curtain!”

Our lives are being directed according to a business plan. The agenda has been laid out over decades and centuries, we are just led to believe it’s happening in real time. There are some very significant dates coming up within the next few short years. Hard to imagine that we are smack dab in the middle of an end-game scenario, with plans coming to fruition that have been laid out and documented since at least the 1920’s and 30’s. Even more incredible, you can literally go back hundreds of years to find out it’s the same basic cast of characters through elite bloodlines responsible for secret societies and shadow governments. Members of this group are said to include such prominent families as the Rothschilds, Rockefellers, Morgans, Duponts, as well as presidents, prime ministers and European monarchs.

Using their influence through international organizations such as the World Bank, the IMF, the CFR, the United Nations and NATO, the objective of the internationalists is nothing less than the subjugation of everyone on the planet to a one world government. How long has all this been going on? Without stretching the limits of your indulgence regarding quotations (I’ll do that later), consider these, which, if you disregard the names and dates, could easily have been uttered this morning:

“The world is governed by very different personages from what is imagined by those who are not behind the scenes.” - Prime Minister Benjamin Disraeli of England 1844

“From the days of Sparticus, Wieskhopf, Karl Marx, Trotsky, Rosa Luxemberg, and Emma Goldman, this world conspiracy has been steadily growing. This conspiracy played a definite recognizable role in the tragedy of the French revolution. It has been the mainspring of every subversive movement during the 19th century. And now at last this band of extraordinary personalities from the underworld of the great cities of Europe and America have gripped the Russian people by the hair of their head and have become the undisputed masters of that enormous empire.”- Winston Churchill London Press l922

” If the people only understood the rank injustice of our money and banking system, there would be a revolution before morning.” - President Andrew Jackson 1829-1837

“The real menace of our republic is this invisible government which like a giant octopus sprawls its slimy length over city, state and nation. Like the octopus of real life, it operates under cover of a self created screen….At the head of this octopus are the Rockefeller Standard Oil interests and a small group of powerful banking houses generally referred to as international bankers. The little coterie of powerful international bankers virtually run the United States government for their own selfish purposes. They practically control both political parties.” New York City Mayor John F. Hylan, 1922

“The real truth of the matter is, as you and I know, that a financial element in the larger centers has owned the Government ever since the days of Andrew Jackson” - President Franklin D. Roosevelt l933

“The real rulers in Washington are invisible, and exercise power from behind the scenes.” Supreme Court Justice Felix Frankfurter, 1952

The Council on Foreign Relations states the following on their website:

“Three former high-ranking government officials from Canada, Mexico, and the United States call for a North American economic and security community by 2010 to address shared security threats, challenges to competitiveness, and interest in broad-based development across the three countries.”

“North America is vulnerable on several fronts: the region faces terrorist and criminal security threats, increased economic competition from abroad, and uneven economic development at home. In response to these challenges, a trinational, Independent Task Force on the Future of North America has developed a roadmap to promote North American security and advance the well-being of citizens of all three countries.” - May 2005 task force report Building a North American Community published by the Council on Foreign Relations

I refute these assertions categorically. The biggest terrorist and criminal threat we face in North America is from the US government itself. There is a long history of false flag operations or self inflicted wounds like 9-11 committed by this country, so having us join them would surely not mitigate that threat, rather it would increase. As far as competition or uneven economic development, the market will have to take care of any imbalances within itself. Just because the economy is not doing so well right now is no excuse to do away with a sovereign country and abrogate our rights as free individuals, or steal our resources. There is no reason to believe that secretly plotting to merge these nations against the will of their citizens would advance the well-being of anyone, instead, it would destroy our heritage and turn us all into slaves of a corporate fascist state. No thanks. Same goes for the plans to adopt a new common currency for all 3 countries, as if we should have anything to do with the corruption tied to the Federal Reserve System. I would rather not have any part of a nation that can remove people from their home, torture and imprison them, and then deny them any right to a fair trial. What happened to sweet land of liberty, oh right, that’s just a song.

Everyone should be aware that the corporate elites in this world fully endorse the Red Chinese model of social governance and economics as the standard for their emerging New World Order. That is the reason for the FEMA camps that have been set up currently under the guise of emergency centers for immigration, natural disaster, or “other”. As per the Chinese model, dissidents will be dealt with severely and placed into work camps. A United Nations global police force will help keep everyone in line, once they implement their plans for the Universal Biometrics Identification Card.

“Whatever the price of the Chinese Revolution, it has obviously succeeded not only in producing more efficient and dedicated administration, but also in fostering high morale and community of purpose. The social experiment in China under Chairman Mao’s leadership is one of the most important and successful in human history.” David Rockefeller 1973 New York Times

The movers and shakers of this world will use any means necessary to force their plans of unification on the world. Any issue, whether real, imagined or created can and will be utilized to achieve their objectives; overpopulation, global warming, disease, natural disasters, civil unrest. Population control measures include biological warfare targeting food supply, as well as various methods of climate manipulation through Chemtrails spraying and implementation of the HAARP technology .

The net has begun to close. You are not going to like the changes coming up - we will be forced, bribed and cajoled into accepting new identification measures, new laws, new taxes for global warming, new taxes for more security. After all, there’s going to be a lot of angry Iraqi Muslim terrorist types who are out to kill us, especially after we invaded, then decimated their country, destroyed their noble and learned culture, killed about a million of them, displaced a few million more. I guess you could say they might be a tad snarly towards America. They hate our freedoms huh? I guess after we brought our freedom and democracy to them so spectacularly in Iraq, they checked it out and said, “I hate it”.

“The terrorist is the one with the small bomb” - Brendan Behan

You’re going to hear more hoo-ha about things like the NAU, the Amero, RFID chips, you’re going to see more jack-booted heavily armed militia types wearing Kevlar, detaining you and abrogating every god-given right you once had, rights that were once so beautifully encoded by those brilliant fathers of the Constitution, you remember the Constitution don’t you? - that inspired set of principles that once made America the envy of the world, until the likes of Bush, Cheney and Rumsfeld ripped it up and wiped their arses with it, all the while laughing while they grew rich and flushed the country and it’s noble ideals down the toilet.

“The two enemies of the people are criminals and government, so let us tie the second down with the chains of the Constitution so the second will not become the legalized version of the first.” - Thomas Jefferson

“The deterioration of every government begins with the decay of the principles on which it was founded” - Charles-Louis De Secondat 1748

The coup has already happened folks, you’re too busy worried about Democrats and Republicans, but the truth is - these crooks rigged at least a couple of elections which is common knowledge, so they assumed power illegitimately. In reality, the false left/right paradigm is but another low-level reality to keep the masses diverted and occupied. Republican or Democrat, they all answer to the same bosses - now would you like Coke or Coke Classic? - it’s the same damned pop. And how nice when you control the military, the media, the judiciary, the senate - you can just pretend you have support, even if the vast majority of people in your own country are fully cognizant of the fact that you lie, cheat, murder and abuse. How else can you explain the polls which show 80 - 90% of the populace demanding an end to war, or a real investigation of the US government’s unquestionable cover up and involvement in 9/11. A real opposition would call them on at least some of the lies, a real media would research some of the corruption, a real Supreme Court would hold everyone accountable to the law. These guys are good at it too, they make the Sopranos look like choir boys. There’s going to be more fireworks so get ready. These psychopaths are being backed into a corner, and it’s going to get rough.

“A state of war only serves as an excuse for domestic tyranny” - Aleksandr Solzhenitsyn

Starting to get hot around here

“There is nothing wrong with the planet. The planet is fine . . . been here 4 1/2 billion years. We’ve been here, what, a 100,000 years, maybe 200,000. And we’ve only been engaged in heavy industry a little over 200 years. 200 years versus 4 1/2 billion. And we have the conceit to think that somehow we’re a threat? The planet isn’t going away. We are.” - George Carlin

The global warming thing is already past due and beginning to stink. Any sane person would have to admit that this planet is in some kind of trouble if we don’t properly manage our resources and stop polluting ourselves into ecological extinction. What I object to is the way the globalists are trying to use this fact, and sometimes distort it to further their own agenda. I can remember back in the 70s when we were told about the cooling down of the earth and the impending ice age. Soon they will find a way to blame and tax us for the temperature rising on other planets as well, in the meantime - let’s see a few of you politicians get out of your limos and hop on a bus like a regular shmoe.

“‘Protecting the Environment’ is a ruse. The goal is the political and economic subjugation of most men by the few, under the guise of preserving nature.” J. H. Robbins

Witness all the stark incongruity that exists in this strange world of ours - there are now special units that check garbage cans to make sure people are fined for not managing their refuse properly, we’re made to feel like some kind of criminal if we screw up sorting our tin cans. I only hope that they make a carbon tax that is very high so we can feel guilty for driving the car to buy milk, or pay a fine for using a 60W bulb - meanwhile, the US government is dumping depleted uranium that will continue to poison the earth for, let’s say (glances at watch) 5 BILLION YEARS. But never mind that - don’t you dare put the plastic milk jug in the same box with the cardboard - you Bastard!

“To compel a man to furnish contributions of money for the propagation of opinions which he disbelieves and abhors is sinful and tyrannical.” Thomas Jefferson

“The urge to save humanity is almost always a false front for the urge to rule.” H. L. Mencken

Another Path

“If totalitarianism wins this conflict, the world will be ruled by tyrants, and individuals will be slaves. If democracy wins, the nations of the earth will be united in a commonwealth of free peoples, and individuals, wherever found, will be the sovereign units of the new world order.” - Declaration of the Federation of the World

Two men stand at the top of a mountain - one man sees the panoramic beauty of all existence, the line of sky between earth and the heavens but a jumping off point for his consciousness - what other worlds? what other possibilities in my mind? What a blessing and a benediction is this life, I have my family, my friends, and all the beauty of nature at this moment to behold. The other man stands in the exact spot - he sees an opportunity to capitalize on the richness of the mountain, extract the ore, use the local tribe for cheap labour, and if I can just get rid of this guy standing beside me…

We spend most of our lives trying to acquire things like knowledge, experience, wealth, respect. Once past a certain point in our lives, usually closer to the end, many find themselves trying to cast off those trappings they have spent a lifetime gathering, seeing all such things as chains or diversions, layers between ourselves and our truth. Focused within the resolution provided through the lens of wisdom, and diminishing opportunity of time - those vestments, once thought as prizes to be won, can be seen as constraints that limit one’s true potential. We learn to redefine our perspectives or else we end up very frustrated with the world, our greatest fear being stagnation and mental intransigence, which only inhibits growth and progression in our life. We learn that the only thing constant in this world is change.

“Never doubt that a small group of thoughtful, committed citizens can change the world. Indeed, it’s the only thing that ever has.” Margaret Mead

Change is good, change is inevitable, but no matter how many things might change in our life there will always remain certain constants that must never change. You know, basic things, like the things we learn as children - simple rules that tell us it’s wrong to lie, to kill, to steal. These things do not change because you are a bus driver, a politician, a multi-billionaire, or you work for the CIA.

“The direct use of force is such a poor solution to any problem, it is generally employed only by small children and large nations” - David Friedman

I spent my whole life thinking I could avoid politics and anything to do with the public realm. I believed that if I just looked after myself and my family, what happened outside of my little sphere would not matter too much. After all, I’ve never hurt anyone, always paid my taxes, was known to enjoy the odd hockey game with a beer. My discovery of the truth regarding 9/11, followed by my realization of the malevolent forces that control our world has turned my life around, and so once again I must change.

“Just because you do not take an interest in politics doesn’t mean politics won’t take an interest in you.” - Pericles 430 B.C.

The raising of my family confers upon me the responsibility to try and make sure they can grow up in a world where mass-murderers are not allowed to rule the planet, despoiling the earth and killing whomever necessary to fit their plans for expansion and domination. As the saying goes, it’s not about right and left, its about right and wrong! If somebody marched into your country, accused you of international high crimes, occupied your land and slaughtered your family and friends while stealing your resources, and was then found to be guilty of lying about those accusations - which were subsequently proved to be categorically false, but stayed on year after year, killing, stealing, lying….Would that seem all right to you? How can you not allow that same reasoning to prevail for the people of Iraq, or anywhere else?

“Right is right, even if everyone is against it, and wrong is wrong, even if everyone is for it” - William Penn

I am just one person, but we are many. In every sense they have lost the battle with me, and so I know it is possible for others. The truth movement is only gaining in strength with each passing day. The truth will out, every time - it’s only got one way to go. I salute the great people in this movement who have inspired me with their integrity, their bravery, and most of all their brilliance as scholars in search of the truth. And on the other side, I feel only contempt for those who knowingly uphold such deceit and hypocrisy which brings us all to war.

“An individual’s character is not defined by their circumstance, it is revealed through it” - Peter Zaza

I am able to live in a psychologically clean environment where nobody rules my thoughts, I pay little attention to the mainstream media, other than to discern the true subtext of every headline and article so blatantly part of the grand pysops campaign. Most importantly, I have a cause, and a true inner moral compass with which I can live my life and fight this battle, and let’s be clear - this is going to be tantamount to war - a war for our thoughts, and as so many who are still dying every day prove to us all - a battle for our very lives.

“There may be times when we are powerless to prevent injustice, but there must never be a time when we fail to protest.” - Elie Wiesel

Yes, the truth can only get bigger, it is within its nature. Those who would adhere to the myths promulgated by liars must employ increasingly desperate measures - repressive laws, no fly lists, surveillance, termination of basic rights, more aggressive tactics to instill fear. Fascist dictators do not claw back measures like the egregiously titled Patriot Act, they don’t make bogus laws giving themselves omnipotent powers because they intend to repeal them 6 months later, they just keep on exposing themselves further as parasites and psychopaths, with ever more obvious signs of their waning struggle for power. Do you want the Patriot Act? Or do you want to act like a patriot?

“They who would give up an essential liberty for temporary security, deserve neither liberty or security.” Benjamin Franklin.

“Why, the Government is merely…a temporary servant…Its function is to obey orders, not originate them.” - Mark Twain

Something else seems to happen in these situations as shown to us through history - there will be a large economic correction or depression which will help settle the matter of the current cabal in office. It will most likely be expensive for us all, but the cost of our hubris and callous indifference will exact a price on ordinary men, as well as the nations they support.

“Wars are not paid for in wartime, the bill comes later” - Benjamin Franklin

It’s too bad really, they could have invested those trillions of dollars and all that human potential into energy research, education, health care, anything to do with the betterment of mankind rather than its destruction. Instead, they opted to make war and commit the worst crimes of humanity in some insane quest for dominance.

“When the power of love overcomes the love of power the world will know peace.” - Jimi Hendrix

How can we retain hope or have any chance of true fulfillment in our lives with all this going on?

“When I despair, I remember that all through history the way of Truth and Love has always won There have been tyrants and murderers and for a time they can seem invincible, but in the end they always fall. Think of it, always” - Mahatma Gandhi

I alone retain complete and utter sovereignty over my life - no one gave me my freedom, and no one is going to take it from me. I refuse to carry RFID tracking devices, biometric implants, or whatever else you want to use to restrict and monitor my life. I will not let you degrade and humiliate me at airports, roadside checks, random searches, or whatever else you concoct to try and subjugate us with in the name of your bullshit war on terror. I reject your new world order and the idiot box TV it rode in on.

I challenge everyone to turn off the television, do some research and think for yourself. Stop looking toward anybody outside of yourself for direction, leadership, understanding or help in this world - especially if that someone is a politician. Stop waiting for somebody else to get their hands dirty and fix all the problems.

Stop thinking about other people who live on this Earth as being other.

“The issue today is the same as it has been throughout all history, whether man shall be allowed to govern himself or be ruled by a small elite.” - Thomas Jefferson



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Let a Divorce Lawyer Nyc Handle the Legalities of Your Divorce Case

05 Aug, 2008

legal rights new york
damey asked:


Matrimony is a sacred bond that ties two individuals in a common bond and along with them their entire circle of family and friends also form new emotional bonds. When this bond breaks due to a divorce, it can be an emotionally and mentally traumatic time for all involved and not just the couple. It is therefore natural, that if an individual is undergoing the traumatic situation of a divorce, he or she will not be mentally or emotionally prepared to make logical decisions and take the right actions to ensure that the divorce proceedings are a smooth process. In these circumstances, it would be advisable to hire the services of a competent divorce lawyer NYC who can not only be an experienced legal guide but also a friend and philosopher in a difficult phase such as a divorce.

The first step to hiring a competent divorce lawyer NYC is judging his track record and having complete faith in his years of experience. The best source of information that can help you locate a divorce lawyer NYC who meets all your criteria, would be the yellow pages or the internet. Once you have located such a lawyer, you must also have a fair knowledge about his success rate so that you can have complete faith in your legal advisor. The relation between a lawyer and his client is based on trust and this must also be the basis of your interaction with your divorce lawyer. If you comfortable with the cost of hiring the lawyer whom you have short listed and he has agreed to take you on as a client, then you must ensure that you have laid out the entire facts of your case in front of him, in order to help him analyze your case perfectly.

A competent divorce lawyer NYC is completely aware of the legal nitty gritties that a divorce case can involve. Primarily the division of financial assets among the couple can be a matter of contention that can be amicably sorted out by a competent and experienced lawyer. Another sensitive issue that needs careful handling is the case of custody of children if any, as the impact of a divorce is much stronger on the children than the parents who are getting the divorce.

Many other considerations like dividing up the assets and the matter of alimony also needs the expertise of a successful lawyer so that you can both part your ways on a good note. Life offers many surprises and disappointments to every individual and a divorce is one such unhappy incident, but it is one that must be dealt with in a mature manner to avoid any negative influence on your future. So, to avoid any complications in your divorce proceedings it is best that you hire a divorce lawyer NYC to handle your case. Once the case has been dealt with and closed, you can then look forward to starting out with a new life ahead, leaving this unpleasant incident behind you forever.



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