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30 May, 2009

new york city business law
Mark Etinger asked:


City is home to one of the biggest, busiest legal communities in the world. Millions of attorneys practice their trade on the island of Manhattan, with thousands more graduating from law school each year and joining their ranks. But behind these busy men and women are the unsung heroes that make the legal professional run: New York court reporters.

What services do New York court reporters provide?

Court reporters working in New York City perform a variety of different functions for their clients, including:

Transcription of live court hearings The backbone of any courtroom legal proceeding is the written record of the event. Court reporters capture every detail of what is said by all parties and produce a flawless typed record of the resulting dialogue.

Transcription of depositions Obtaining a witnesses statement during deposition is a key element of the legal process. The deposition transcript can be used if the individual cannot appear in court, or if their story needs to be corroborated while they are under oath during trial. Court reporters attend depositions and create perfect written transcripts of the event.

Videographer services Court reporters do more than simply take good notes. Many of these trained professionals can be called upon to videotape court proceedings and depositions in order to provide a visual record of the event. Court reporters can also edit the resulting video and insert section breaks and graphics where needed.

What types of events do New York court reporters cover?

There are any number of events that can benefit from having a court reporter present, including: trials, pre-trial motions and hearings, depositions, estate planning meetings (such as will readings and probate-related matters), public speaking engagements, educational events and webcasts.

New York court reporters utilize top technology

More and more, court reporting is moving into the digital age, especially in bigger metropolitan areas such as New York City. Now, court reporters can produce a transcript and email it around the world with the touch of a mouse. Also, depositions and court records can be fully searched in seconds for key words and phrases - making what was once a laborious task for paralegals a breeze.

And that is just the beginning. Court reporters can also provide real-time transcripts beamed across cyberspace using online meeting software and other webcast technology.

These tools have taken the tried-and-true skills of professional court reporters and moved them into the digital age in order to improve communication between parties and make the information available to more people much faster. Court Reporter availability Many court reporters work on their own, as independent contractors. Their availability varies according to their own schedules. New York court reporting services, however, employ a large number of qualified court reporters so that there will be a greater chance someone is available to meet the client’s request, even if it is on short notice. Where can New York court reporters be found? As mentioned above, the majority of court reporting work in New York State goes on within the five boroughs of Manhattan. There are, however, thousands of court reporters available elsewhere in the state - from Long Island all the way north to Buffalo. Court reporting services will be able to locate quality reporters in almost any area of New York.



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15 May, 2009

new york city real estate law
Art Gib asked:


If you are looking for a beautiful home that is close to New York City, the New Jersey real estate in Bergen County should probably be on your list of housing options. After all, being located in northeast New Jersey, Bergen County literally overlooks New York City across the Hudson River estuary. It is also home to some of the best shopping, parks, and cultural centers in New Jersey.

The population density in Bergen alone is a pretty good indicator of how popular the area has become. With almost 4,000 people per square mile, Bergen is the most populous county in New Jersey. Fortunately, there are more than a dozen county parks and two large state parks where residents can escape from the crowds and enjoy lakes, trails, mountains and rivers in the area. Blue laws that keep everything but grocery stores closed on Sunday also contribute to less traffic and more peace and quiet at least one day of the week.

Bergen is also one of the wealthiest counties in the nation. With a median household income of $65,241 dollars, Bergen residents often enjoy a high standard of living. Family incomes average even higher at about $76,000. Unfortunately, there is also a price for living in such a beautiful and affluent community. Part of the cost lies in housing prices while another contributing factor is high property and income taxes. After all, as a state, New Jersey has some of the heaviest tax burdens in the country and Bergen County is no exception. The median house price in the area is anywhere from $500,000 to $600,000 as well. Depending on the municipality you are interested in, it wouldn’t be hard to find homes priced in the millions either.

At such a high price, Bergen County may not be within your budget, but if it is, there are definitely plenty of attractions in the area. In addition to the beauty and the economy in Bergen, your children will benefit from some of the best educational facilities in the country. Since Bergen is home to many different ethnicities and religions like Italian, Irish, Korean, Greek, African, Latin and Jewish residents, they will also be exposed to an abundant variety of cultures.

The real estate market is pretty diverse and immense though so you probably will need a Realtor to show you around if you are still interested in moving to the area.



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07 May, 2009

new york city real estate law
Alexa Whiteman asked:


To say that the apartment rental market in New York City is tight is an understatement. If you want to find an apartment in Manhattan at a reasonable rental fee, you will need to give yourself plenty of time and use every means at your disposal. Manhattan is the center of commerce for the city and having an apartment in close proximity to where you work is a luxury that only a few can afford

However, Manhattan is only one of the five different sections or “boroughs within New York City. The other four are; Brooklyn, Queens, Staten Island and the Bronx. You can find apartment rentals that are lower than in Manhattan, but be aware that the further away you live from Manhattan does not automatically mean a lower rental fee.

Renting an apartment in New York City is a full time activity for many people, there are factors beside money that has to be put into the equation; there are apartment buildings that do not permit pets or who cater to a particular type of renter, i.e., corporate apartments or professional apartments.

There are ways to find an apartment rental without spending money to a middleman, such as a real estate broker or apartment rental service. You can use a variety of these methods together or on their own, the bottom line is getting the apartment you want, for the rent you want to pay, in the area of New York City where you want to live.

If money is a prime consideration when you are looking for an apartment, then steer clear of brokers, apartment rental services or any other paid service. Instead, you can go online and visit craigslist.org and find multiple listings for all types of apartments, usually the rental fees for these apartments are well below the apartments that are listed in the classified section of newspapers.

The classified sections of the major newspapers in New York City are full of apartment listings, but most of them are advertisements placed by a real estate broker or apartment rental service. Hint: look for the ads that say “for rent by owner” or “no agency calls”, which means you will be dealing directly with the landlord.

There are several apartment rental services that do not charge you a fee; they are paid by the apartment owner. Be careful here, there are too many horror stories from apartment seekers being mistreated by unlicensed individuals posing as business agents for non-existent apartments.

Another good way to find an apartment rental in New York City is to visit the neighborhood where you want to live and tour the area. This is a great activity for a weekend; you can get a sense of the atmosphere and find the neighborhood newspapers which usually have an apartment for rent section.

If you absolutely must use a real estate broker, choose one that has an office in the area where you want to live. A note of caution is required dealing with brokers, New York City has several laws that apply to housing, make sure to be prepared for your appointment at the brokers’ office.



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05 May, 2009

new york state law
Andrew Dubinsky asked:


The first step in purchasing a home in New York is engaging a Real Estate Broker. Once the purchaser chooses the ideal home, an offer is made to the seller. The offer is officially made by the purchaser by filling out an agreement called a binder and an advance amount of 1% of the offered consideration is deposited with the seller by the buyer as earnest money.

The binder is the basic agreement for a purchaser of a home and requires that various conditions be included. The s conditions required include, the amount of mortgage loan that the purchaser can raise, structural stability of the property based on a report by a structural engineer, pest control inspection reports, water purity in places where the municipal supply does not reach, drainage inspection reports especially in homes that are not connected to the public sewage systems and inspection of radiation levels if any. Once the binder is signed the purchaser should engage a lawyer, a real estate title company or a title trust company to search and give a certification that the property has a clear title. The New York state Insurance Department regulates the fees charged for a title search. Details of real estate title companies and title trust companies are available with the New York Land Title Association, The New York Society of Mortgage Professionals and the American Land title Association. Mortgage companies and banks lend money on the basis of the property having a clear title.

The seller is liable to disclose to the purchaser, any encumbrance on the title such as prescriptive easements and liens arising out of non payment of maintenance services, taxes, previous mortgages, judgments, municipal rates or divorce. Further, the purchaser is required to obtain a title insurance by paying a one time premium under the New York State Laws . The seller’s lawyer then draws up and sends the contract to the purchaser’s lawyer. The purchaser’s lawyer whets the contract. The purchaser then makes a down payment by check which the seller is expected to deposit in a bank as escrow. At this juncture, the purchaser can sort out mortgage applications, arrange for carrying out the required inspections and renegotiate or withdraw from the contract in case of irreconcilable differences. The purchaser will be well served by a mortgage plan that covers a combination of not only the cost of the transaction but also the incidental fees.

A promissory note is signed with the mortgage company by the purchaser which functions as the mortgage agreement. Mortgage Insurance is often waived by mortgage companies if the applicant has a reliable payment history. Once all formalities are concluded the contract is formally signed and sealed for the purchase of the home. This is the closure of the purchase and it is at this time that Attorney and agents fees are payable. The purchaser is required to show the proof of a home owners insurance at the time of closure and leave with the keys to his new home.



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